Legal Counsel — Retail Banking

ANZ Bank New Zealand is hiring a Legal Counsel for its in-house legal team in Auckland. As one of New Zealand's Big Four banks, ANZ NZ serves over 1.5 million customers. You will provide day-to-day legal support for ANZ NZ's retail banking products including home loans, personal loans, KiwiSaver, and deposit products, ensuring compliance with the CCCFA 2003 and Financial Markets Conduct Act 2013.

Key Responsibilities

• Advise on consumer lending product design and compliance with the Credit Contracts and Consumer Finance Act 2003 (CCCFA) and responsible lending obligations
• Review marketing materials, product disclosure statements, and KiwiSaver documentation under the Financial Markets Conduct Act 2013
• Handle Banking Ombudsman Scheme complaints and Financial Markets Authority (FMA) enquiries
• Advise on Privacy Act 2020 compliance and the Consumer Data Right for open banking initiatives
• Support new product launches and digital banking platform legal reviews

Requirements

• Admitted as a Barrister and Solicitor of the High Court of New Zealand; 3-6 years PQE in banking, consumer credit, or financial services
• Knowledge of CCCFA 2003, FMCA 2013, and AML/CFT Act 2009
• In-house banking experience or financial services regulatory practice preferred
• Commercial and pragmatic approach to risk