Analyst II, Scheme Compliance

Company Description

We’re Checkout.com. You might not know our name, but companies like eBay, Spotify, Klarna, Uber, and Sony do, because we’re behind many of the digital experiences you use every day.

We are where the world checks out, enabling over 10 billion transactions daily for more than one billion global shoppers.

Whether you want to book a holiday, order food, renew a subscription, or check out online, there’s a good chance our tech powers the payments behind the scenes. Our platform helps the most ambitious businesses deliver effortless digital experiences, at scale.

If you want to do career-defining work, you’ve come to the right place. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and the desire to make an impact.

With 20 offices across six continents and London as our HQ, we’re shaping the future of fintech – and we’re just getting started.

• Coordinate with various internal stakeholders and conduct a detailed investigation on various suspected merchants, using multiple internal & external data sources.

• Perform in-depth investigations of merchant setups, including conducting periodic reviews of portfolio, to identify non-compliance with scheme regulations. Collaborate with all stakeholders to resolve issues related to non-compliance with the card scheme rules.

• Provide timely response to all internal & external queries / requests through Checkout.com’s ticketing system.

• Follow up on pending scheme compliance issues and perform investigations on new and ongoing scheme compliance cases.

• Generate a detailed investigation report, highlighting various risks, its impact & proposed solution.

• Implement new processes/controls to ensure compliance with the scheme regulations.

• Read new changes/ amendment to scheme rules & regulations and provide suggestions on updating internal policy/ processes in a timely manner;

• Participate in audits of our internal processes, identify gaps and assist in smooth implementation of proposed amendments.

• Maintain an in-depth working knowledge card scheme rules

• Conduct training sessions for various teams & sharing knowledge on overall scheme compliance.

About you

• A bachelor’s degree, preferably in Finance/Statistics/Actuarial/Business or equivalent.

• Minimum 3-5 years of experience in e-commerce Payments and Fintech and/or in banking/ financial services (risk/compliance department) would be preferred.

• Good understanding of the payment landscape in the Europe region.

• Solution driven approach, with exemplary problem solving and analytical skills.

• Strong written and verbal communication skills with the ability to present analysis and recommendations in a succinct manner.

• Ability and willingness to learn & understand various complex payment terminology, gain knowledge with an emphasis on continuous reading about new payment trends.

• Excellent communication skills in both written and spoken English. (Ability to communicate in other languages will be a plus)

• Proficient in PowerPoint, Excel, and analytic tools will be a plus.

Additional Information

Bring all of you to work

We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one.

Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity, and where your growth is in your hands.

We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.

It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.

Life at Checkout.com

We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.

Curious about what it’s like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.

For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram