UniCredit Bulbank

UniCredit Bulbank AD is Bulgaria's largest bank by total assets, headquartered at 7 Sveta Nedelya Square in the historic centre of Sofia's Sredets district, directly on the iconic Sveta Nedelya Church square. A subsidiary of Italy's UniCredit Group, the bank traces its history to 1964 as the Bulgarian Foreign Trade Bank and has been part of UniCredit since 2007. With approximately 4,000 employees across a nationwide branch network of 150+ locations, UniCredit Bulbank provides retail banking, corporate and investment banking, trade finance, custody, and leasing services. The bank's legal and compliance division is one of the largest in-house legal teams in the Bulgarian banking sector, managing regulatory compliance with the Balgarska narodna banka (BNB — Bulgarian National Bank) and the Komisiya za finansov nadzor (FSC — Financial Supervision Commission), AML/CFT compliance under the Zakon za merkite sreshtu izpiraneto na pari (Anti-Money Laundering Act), consumer credit regulation under the Zakon za potrebitelskiya kredit, GDPR data protection, NPL portfolio management, and alignment with ECB supervisory standards through UniCredit Group's Single Supervisory Mechanism obligations.